By Karen Weeks
When you think about life insurance, you may just think about the accompanying death benefit. Thinking about death is never easy, but the truth is that life insurance can offer much more than final-expense and funeral coverage, and it’s an important consideration for seniors and their caregivers. While it’s an extra expense to your monthly budget, you can work with an agent to help you find a plan that works best for you or use web-based resources to shop around.
For example, this handy online tool shows that if you’re a healthy, non-smoking, 62-year-old female, you can expect to pay around $69.75 per month for a 10-year policy, but it allows you to customize your criteria to get a better idea of what your premiums will look like.
Once you’ve found a policy that meets your needs and budget, you can use life insurance in a few different ways while you are still alive. Here’s how life insurance can benefit you now, provide perks for your family, and of course, help out in the event of your death.
By Elise Morgan
To all adult children of aging parents: At some point in your life, you may have to travel across an emotional minefield called “moving my parents into a senior living facility.”
Age, finances and declining health or mobility have brought you and your relative to this important life transition. It’s possible that all of you are scared, and at least one of you may be angry or sad.
You’re taking a leadership role in the family with this move. They’re trying to cede control after, perhaps, a life of independent living. Make a plan together and go from there. To start …
By Raphael Perlmann
We usually experience problems before we actually understand their cause. However, the best thing you can do towards eradicating a problem is to understand its causes, triggers, and background.
It’s obvious that falls can be disastrous for the elderly. The Center for Disease Control (CDC) put the figure at one in five falls resulting in a serious injury including head injuries and broken bones. Another important reason to ensure preventive measures are in place is that the fear of falling itself can seriously affect an aging adult’s quality of life, reducing them from being active and mobile.
By Anne Harris
Different people deal with retirement in different ways. Some folks can’t wait for that time to come, while others don’t know how to cope with it. There are reasonable arguments that justify both groups of retirees.
It’s not easy to switch to a slow lifestyle after decades of a dynamic and productive career. No matter what group you belong to, staying in good shape is a great way to organize your life and retain your physical and mental condition.
In this article, we’ll share seven everyday hacks that will keep retirees in good shape.
By Brenda Kimble
Kids are smarter than we give them credit for. While they might still be their delightful, exhausting, rambunctious selves when you’re feeling your worst, they can always tell when something’s not quite right. And just like the rest of us, that can make them stress out and worry that the worst could possibly happen to someone they absolutely adore.
Stress isn’t healthy for anyone, whether you’re 5 or 85—and it’s not just your children who are piling it on. We’re also betting that wondering what to tell your kids about your symptoms and your bad days isn’t great for your mental health, either.
In fact, telling your children what’s up can help you teach them healthy communication skills along with empathy and compassion. There are many reasons to fill your littlest loved ones in on the basics of your chronic illness and what it means for you and your family. Here’s how to get it right.
By Susan Ashby
When we’re young, we wind up with lists of books at our feet to read for school. As we age, though, reading often becomes less of a hobby and more of a chore. Combine that with hectic lifestyles and reading is pushed beyond the back burner. Sometimes it can be hard to pick reading back up as we age. For example, did you know only 69 percent of seniors read at least one book in 2015?
Unfortunately, with that drop in readership comes missed opportunities to reap all the benefits reading can offer. From its ability to improve sleep to its potential to help with depression, reading is vital to how we live our lives.
Here is just a short list of all the things reading can do.
By Karen Weeks
If you're over the age of 65, there’s a 25 percent chance that you’re living with diagnosed or undiagnosed type 2 diabetes.
Diabetes is a reality for seniors as they age. When the body is insulin deficient or resistant, diabetes can develop. Insulin is important because it transfers glucose to your cells to help them repair, grow, and create energy. Without enough insulin, too much glucose stays in your blood. This is when your blood sugar gets too high and problems occur, such as pancreatic damage and the hardening of blood vessels. Kidney disease, heart disease, stroke, and other serious complications can also arise from high blood sugar and diabetes.
By Karen Weeks
As the Baby Boomer generation moves into their senior years, more and more people are looking for cutting-edge ways to stay healthy. Living a healthy life doesn’t just prolong your years — it improves the quality of them too. Here are some great tips that can help you in your quest to maintain a healthy lifestyle.
By Lydia Chan
Would you like to make the most of your golden years? As we age, feeling happy and healthy seems elusive, but there are many ways to engage in a healthy lifestyle. Here is practical advice for seniors who are looking for enriching wellness opportunities.
By Kaki Zell
As they grow older and retire, many seniors find themselves living on a more limited income, and they cut costs by eliminating “extra” items such as gym memberships. However, if you’re a senior who has health insurance (whether that’s through Medicaid or another program), the chances are good that you’ll qualify for one of these two free fitness programs: SilverSneakers and Silver&Fit.
Below, we explain how these programs work and the benefits they offer seniors and then cover fitness tips for exercising safely as an aging adult.
News updates, tips, and guides on senior care, senior health, stress relief and a host of other caregiving related topics from the professionals at Ella Stewart Care.